A customised finance solution to help fund the movement of your stock

Releasing value from existing stock could help improve your cash flow, facilitating your business' growth or allowing you to start with new business opportunities.


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Key benefits of Stock Finance

  • Ability to service our customers with quick credit decisions
  • Competitive finance terms
  • Fast payments helping you get working capital on your stock
  • Spread the cost of stock and take control of your cash flow
  • As industry experts, we understand the needs of your business

Let's talk

Working with dealers to deliver a stock funding plan that suits them

If you’re a dealer, then a stock funding plan could be right for you. Stock finance bridges the gap between the stock being on your shop floor through to when it is bought by your customer.

Once approved, we provide you with a credit facility that is secured against your stock. You can then draw down on your facility amount to help free capital, allowing you to invest in other areas of your business.

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Why dealers work with Novuna Business Finance?

Technology reflecting business needs

  • Flexible revolving credit facilities and automated IT feeds
  • Balances can be constantly updated against stock movements
  • Deliver financing certainty across your whole UK network

Grow Sales

  • Dedicated Credit line
  • Extended and flexible payment terms
  • New, show and pre-sold plans

Stock oversight

  • Credit lines set by Novuna Business Finance and can only buy up to limit
  • Stock audit
  • Visibility to account using an online operating system

Improved cash management

  • Additional line of credit
  • Only pay for Assets 'as sold' - cash flow benefit
  • Manufacturer

Working with manufacturers to increase stock distribution without additional risks

If you're a manufacturer, then Stock financing could be the right product for you. Stock finance is a secure way of financing product supply through your dealer network without open account sales.

Once a facility is agreed, the franchised dealers within your network are invited to apply for a credit facility. We purchase the stock from you on behalf of the dealer helping to increase sales, reduce administration and risk.


Why manufacturers work with Novuna Business Finance?

Grow Sales

  • Dedicated credit lines for your dealer network
  • Extended payment terms - at reduced dealer risk
  • New, Show, Pre-sold plans

Reduce Risk

  • Transfer of dealer non payment risk to Novuna Business Finance
  • We manage all Dealer collections activity

Dealer oversight

  • Credit lines set by Novuna Business Finance
  • Stock audit to support collateral management
  • Visibility via online operating system
  • Potential to lower admin costs

Cash Acceleration

  • Consistent automated payment to your business
  • Reduced Days Sales Outstanding

Let's talk

If you would like to find out more, fill in the form below and a member of our team will be in touch.

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Novuna is a trading style of Mitsubishi HC Capital UK PLC. Other brand names under which we trade include Novuna Consumer Finance, Novuna Personal Finance, Novuna Business Finance, Novuna Vehicle Solutions and Novuna Business Cash Flow.

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