Retail finance solutions
Attract customers, increase sales and boost average order value by giving your customers better ways to pay.
Our retail finance options make it easier than ever for your customers to buy. Plus, we’ll provide all the support you need to harness the power of point of sale credit.
A retail finance provider you can rely on
Flexible credit options
Together, we’ll build a bespoke retail finance package that works for you. Choose to offer interest free, interest bearing or buy now pay later finance – or a combination of all available options.
Intuitive application platform
Our application is quick and simple to fill out. Customers will get an instant decision and can e-sign their credit agreement securely in-store, online or anywhere else. No paperwork, no hassle.
Tailored finance options
Turn declined apps into accepts, tell customers how much they're eligible to borrow and offer more favourable terms where possible to clear their debt quicker and lower your subsidy costs.
Perfect for in-store and online retailers
Our system integrates seamlessly with both in-store and online POS technology. So, whether you’re a traditional bricks and mortar retailer or operate in the digital space, we can support you.
Set up in no time, and at no cost
You'll love our free-of-charge onboarding process. We’ll help to manage every step of the integration process, whether you want to take advantage of our plugins and be ready to go at the click of a button, or require a more complex bespoke development.
Dedicated support from our team
Your Relationship Manager will provide expert consultancy to help support your business when offering retail finance. Work alongside them to understand regulation, analyse your data, finesse your credit strategy and boost profitability.
Five-star service for your customers
Your customers can get in touch with our award-winning customer experience team directly for support. Plus, they can manage their agreement 24/7 online or via our app, so they can look after their finances with ease.
Delivering results for our partners
Novuna Consumer Finance is one of the UK’s leading retail finance companies, with over 3,000 retailers across a variety of different sectors relying on us to provide powerful payment options. Hear from some of our partners to discover the impact of offering finance.
Watch our case studiesPartner with Novuna Consumer Finance
If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.
You will need to confirm you can meet all of the following criteria:
- Minimum of £2,000,000 in annual sales turnover OR £50,000 in finance in the last year
- A minimum of 2 years trading history
- Be trading profitably
- A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
- The products you offer are for consumers and NOT for businesses
- You do not offer renewable energy (including solar), dentistry, invasive healthcare, clothing, personal development or training solutions
Retail Partner Helpline
If you are an existing retail partner with a general enquiry, please call our Retail Helpline:
0344 375 5515
Retail Helpline opening hours:
08:45 - 18:30 Monday to Friday
08:45 - 18:00 Saturday
10:30 - 16:00 Sunday
Customer Helpline
If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:
0344 375 5500
Customer Helpline opening hours:
09:00 - 17:00 Monday to Friday
Closed Weekends & Bank Holidays