Providing finance across key retail sectors
Over 3,000 online and high street retailers of all different shapes and sizes choose to partner with Novuna Consumer Finance. All brought together by the desire to support customers with flexible finance options.
Our specialist retail sectors include...
Furniture
Put flexible finance options on the table. Join the many furniture retailers up and down the country who partner with us, including some of the biggest names on the high street such as DFS.
Home improvement
Could your finance options do with a touch up? We currently work with nearly 600 retailers in your space including Magnet and Homebase, covering everything from bathrooms to home extensions.
Technology and electricals
Our work in the electrical sector dates back to 1995. Fast forward 25 years and we now support over 200 retailers who’ve seen us evolve to where we are today.
Sports and leisure
Our retail finance solutions help customers to live their passions. From cycling specialists to outdoor equipment retailers, hundreds of well-known brands across the sector trust us to provide the right finance options for their customers.
Jewellery
From independents to high-street giants, we have experience working with a dazzling array of jewellery retailers. Some of our longest standing partnerships in your industry include Berry’s and C W Sellors.
Clubs & memberships
We work with golf clubs, football and rugby clubs, private schools and holiday parks to offer membership and fee finance. Our unique no recourse model means we won't recover the funds from you if a customer fails to make their repayments.
Don’t see your sector here? Don’t worry
We're also proud to work with leading retailers across the plumbing and heating sector, creative industries and healthcare. Get in touch if you think we could help you, too.
We require our retailers to offer products to customers only (not for businesses), have a minimum of £2,000,000 in annual sales turnover, a minimum of 2 years trading history, a net worth of at least £25,000 (or £100,000 if your business is within the home improvements market) and be trading profitably. You must also not offer renewable energy (including solar), dentistry, invasive healthcare, clothing, personal development or training solutions.
Retailer success stories
Securing more customers
Tredz, one of the UK's largest cycling retailers, is all about delivering the best possible customer experience. And that includes a great range of finance options to support customers both in-store and online.
Making art more accessible
We've been the finance provider for the Own Art initiative for more than seventeen years. Find out how the scheme supports the creative economy, including galleries, artists and art enthusiasts across the country.
Offering finance in the right way
Finance options help domestic elevator company Stiltz make their products more accessible and affordable. Learn about the importance of shared values when choosing a finance provider.
The power of interest free finance
Over half of Wyecliffe Galleries' clients now use our interest free finance product to fund their art collection. Find out how finance helps to make buying artwork much more attainable.
Sector specialists on your side
Partner with a finance provider who understands your market, your challenges and your customers. Together, we'll deliver a bespoke credit strategy finessed by our sector-specific expertise.
You'll be assigned a dedicated Relationship Manager who'll offer tailored support for your business. But that's not all. Our retail partners also have exclusive access to insights and reports, helping you to understand how your brand's performing compares to competitors in your sector.
You’ll need authorisation from the Financial Conduct Authority (FCA) before you can offer retail finance.
You may choose to apply for either limited or full FCA permission, or partner with a fully authorised Principal firm and become an Appointed Representative. Whether you’re already working with compliance experts or looking to take the first step, our team can help you.
FCA AuthorisationBring the power of retail finance to your business
If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.
You will need to confirm you can meet all of the following criteria:
- Minimum of £2,000,000 in annual sales turnover OR £50,000 in finance in the last year
- A minimum of 2 years trading history
- Be trading profitably
- A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
- The products you offer are for consumers and NOT for businesses
- You do not offer renewable energy (including solar), dentistry, invasive healthcare, clothing, personal development or training solutions
Retail Partner helpline
If you are an existing retail partner with a general enquiry, please call our Retail Helpline:
0344 375 5515
Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday
Customer helpline
If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:
0344 375 5500
Customer Helpline opening hours:
09:00 - 17:00 Monday to Friday
Closed Weekends & Bank Holidays