Cyclist riding a bike on a clifftop in the sunshine

Sports and leisure retail finance

Support your customers’ passions by allowing them to spread the cost, whether they’re a biking pro, buying their first guitar or choosing a new home hot tub.

Attract customers, drive sales and boost average transaction value with retail finance. After all, we know that 66% of consumers buying sports and leisure goods would have walked away from a sale if finance was not available and 49% spent more because of it.


Enhance the customer experience with great ways to pay

Reach new customers

Add to the excitement and anticipation of a purchase by taking away the worry of having to pay for it all upfront.

Drive conversions

Give customers confidence at the checkout by allowing them to buy what they want now and pay for it over time.

Boost average transaction value

Customers might add extra items to their basket or upgrade to a better model if they can spread the cost.

Offer the right finance package

Choose from our interest free, interest bearing or buy now pay later finance options to support your customers.


Put your trust in us

  • 40+ years of experience

    Partner with a recognisable brand your customers already know and trust, who’ll always put your customers first.

  • An impressive application platform

    It’ll take your customers just minutes to apply for finance and they’ll get an instant decision, with soft search also available.

  • Boosted accept rates

    We turn potential declines into accepts by suggesting the most affordable finance package.

  • Max loan feature

    Understand how much a customer can borrow before they start browsing, offering the ideal upsell or cross-sell opportunity.

  • Outstanding onboarding process

    Expect full team training, learning materials and a demo environment to help you start offering finance sooner.

  • Seamless integration

    Our experts will get you set up in no time, whether you utilise our ready-to-go plugins or require a bespoke integration.

  • Ongoing support and guidance

    Your Relationship Manager will help you to develop a bespoke credit strategy to make finance work harder for your business.

  • Marketing materials to promote your options

    From in-store POS materials to digital banners, we’ll help you shout about your new retail finance offering in the right way.


Leisure sectors we specialise in

Our retail finance options cover a wide range of leisure sectors, including creative arts, sports, leisure activities, health and fitness, outdoor living, and so much more. If your business operates in a different sector, please do get in touch as we might still be able to help.

Outdoor activities

Finance should be a key consideration, whether your customers are cycling enthusiasts, keen anglers or adventurous campers.

We’re one of the UK’s leading providers of bike finance, working with hundreds of retailers to take their sales up a gear. Find out more about our partnership with the Bicycle Association.

Sports finance

Finance should be a key consideration, whether your customers are cycling enthusiasts, keen anglers or adventurous campers.

We’re one of the UK’s leading providers of bike finance, working with hundreds of retailers to take their sales up a gear. Find out more about our partnership with the Bicycle Association.

Creative endeavours

Whether your customers are into photography, music, handicraft, woodworking or anything in between, our retail finance options can make big purchases more manageable.

We also specialise in retail finance for art galleries, giving you a great way to engage a new audience of art lovers.

Health and fitness

Finding the money to buy the right home gym equipment upfront can be a challenge. With our help, you can make it more affordable for customers to improve their health and wellbeing.

You may find that offering a way to spread the cost gives customers the perfect opportunity to invest in their health and fitness.

Garden and outdoor living

Offer retail finance on outdoor equipment for your customers’ homes to make significant purchases more manageable. Whether your customer is installing a new hot tub or garden room, or they’re on the lookout for outdoor furniture, we have the finance options to help sales soar.

Broaden your customer base and improve conversions by harnessing the power of point-of-sale credit.


Start offering sports and leisure finance

If you would like to enquire about becoming a retail partner, please complete the short form, and one of our team will be back to you within three business days.

You will need to confirm you can meet all of the following criteria:

  • Minimum of £2,000,000 in annual sales turnover OR £50,000 in finance in the last year
  • A minimum of 2 years trading history
  • Be trading profitably
  • A minimum net worth of £25,000, unless your business is within the Home Improvements market then a minimum of £100,000 will be required
  • The products you offer are for consumers and NOT for businesses
  • You do not offer renewable energy (including solar), dentistry, invasive healthcare, clothing, personal development or training solutions

Retail Partner helpline

If you are an existing retail partner with a general enquiry, please call our Retail Helpline:

0344 375 5515

Retail Helpline opening hours:
08:45 - 18:00 Monday to Friday
08:45 - 18:00 Saturday
10:00 - 18:00 Sunday

Customer helpline

If you're a customer looking to speak to someone about your existing retail finance or personal loan agreement, call our Customer Helpline:

0344 375 5500

Customer Helpline opening hours:
09:00 - 17:00 Monday to Friday
Closed Weekends & Bank Holidays