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      • Research Insights
        • Small business growth forecasts hit two-year high
        • Sleepwalking into landfill: One in two small businesses fall short on basic recycling
        • 715,000 small business are worried about climate change and admit they are not doing enough
        • Small businesses make sustainability a priority for the year
        • Ukraine crisis and rising fuel prices overtake Covid as top concern for small businesses
        • Proportion of small businesses predicting organic growth hits two-year high as omicron restriction ease
        • Small businesses choosing home over hybrid, with average WFH business saving almost £50k a year
        • Lockdown widens investment gap between tech savvy small businesses and tech laggards
        • Access to finance jeopardises significant job creation bid by UK small businesses
        • Buoyant Christmas run-in as proportion of small businesses predicting closure hits record low
        • Technology helps three in four small businesses to become more efficient
        • Progress on the travel green list good news for up to 2.5 million small businesses looking for growth overseas
        • Investing in new people: biggest concern for small firms who are unable to get financial support
        • Life after 21 June SMEs bounce back but concerns remain
        • Three in four small businesses set out growth agenda for post-lockdown era
        • Small business growth outlook increases
        • Brexit Special - Research through the lens of the consumer
        • Uncovering the personality of small business owners
        • How small businesses managed the pandemic in 2020
        • Small businesses prepare to get in shape for 2021
        • Extrovert business owners spend more on work Christmas Do's
        • Small business confidence returns
        • Audiences in focus | Tech-enabled Start Ups
        • Audience in focus | Family-run small businesses
        • Small business focused on impact of Covid
        • Small business confidence holds firm
        • Small businesses adjust to a new normal
        • Small businesses go through a financial workout
        • Bank holidays for some but not for single parent business owners
        • Business confidence bounces back from easing of lockdown
        • Rapid response mentoring programme for small business
        • Why business owners over 55 will never stop working
        • Embracing digital transformation in the small business sector
        • Shift to online as small businesses adapt to new normal
        • Small business growth outlook collapses
        • Small business growth forecasts reaches an 18 month high
        • Late payment crisis threatens small business growth
        • Small businesses step up plans for overseas expansion
        • Chapter One: Small business growth predictions from 2014–2022
        • Chapter Two: Facing the barriers and managing the opportunities
        • Chapter Three: Sectors in Focus
        • Chapter Four: Celebrating all business types
      • Business Owner Insights
        • Discussing seasonality with Sensation Band
        • Discussing seasonality with Complete
        • Discussing seasonality with Eaten Alive
        • Helping Meanwhile Creative to fund their ambition
        • Single Parent Owner Insights
        • Small Business Insight | Multi-channel retailing
        • Small Business Insight | Challenges for retail SMEs
        • 10 Top Tips for single parents starting a business
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      • Guides and Downloads
        • 2024 UK outlook: economy is proving resilient to high interest rates
        • Q&A with the Novuna Business Finance Direct team
        • Five reasons to work with Novuna Business Finance
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        • Five tips for a successful asset finance application
        • What is asset finance and is it right for your business?
        • The Annual Investment Allowance
        • Small business owner's guide to supply chain management
        • How to handle customer complaints in a small business
        • How to create a vision statement for your small business
        • How to write a business plan for a small business
        • Creating a cash flow forecast for your small business
        • How to value your business - A guide for small businesses
        • Doing effective market research for small business
        • How to conduct a more effective performance review
        • Calculating working capital for your small business
        • How to motivate your team
        • Customer retention for small businesses
        • 6 ways to improve your cash flow in a seasonal business
      • Sustainability Toolkit
        • Charity and volunteering: hints and tips on giving back to the community
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        • Novuna Business Finance: Products to promote sustainable asset choices
        • Reporting and communicating activities: simple actions to make your sustainability reporting more effective
        • How to build a sustainable community group that makes a positive impact
        • How to fund sustainable technologies in your business: what you need to know and how to get started
        • Creating a sustainable agricultural business: what are the benefits?
        • Creating a sustainable construction business: what are the benefits?
        • Creating a sustainable Manufacturing business: what are the benefits?
      • Block Starter Guide
        • What is Block Discounting?
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        • Who should I choose for my block funding facility?
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    • Cash Flow Finance Resource Hub
      • Cash Flow Terms
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      • Invoicing
        • Invoice Payment Terms UK
        • Types of Invoices
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        • Understanding Sales Receipts
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    • Client Experiences
      • Case Studies
        • Payroll finance is a 'one stop shop' for recruitment agency
        • Technology consultancy firm grows with payroll finance
        • Switching to Novuna Business Cash Flow
        • Specialist recruitment firm sees 60% growth in turnover
        • The Stone Company UK's Strategic Partnership with Novuna Business Cash Flow
        • How Novuna Business Cash Flow transformed Credit Control for Jam Entertainment
      • Meet the team - Dan Lambourne
      • Meet the team - Andy Wilson
      • Meet the team - Paul Jay
      • Meet the team - Ian Blake
      • Meet the team - Louisa Degg
      • Meet the team - Ellen Hunter
      • Meet the team - David Lowe
      • Meet the team - Tahira Ahmad
      • Meet the team - Sam Belcher
      • Meet the team - Alex Hall
      • Meet the team - Lee Palij
      • Meet the team - Natasha DuHaney
      • Meet the team - Laura Watton
      • Meet the team - Anthony Ogunyemi
      • Meet the team - Jennie Bennett
      • Meet the team - Ryan Omar
      • Meet the team - Shelley Burton
      • Meet the team - Nick Slack
    • FAQs
      • Cash Flow FAQs
        • What are the 3 types of cash flows?
        • What is a cash flow example?
        • Does cash flow include salaries?
        • What are the best cash flow businesses?
        • How do you explain cash flow?
        • How is cash flow calculated?
        • Why is cash flow so important?
        • What is considered a good cash flow?
      • Invoice Factoring FAQs
        • What is invoice factoring?
        • Once I have made contact with Novuna, how long will it take for someone to see me?
        • Is invoice factoring regulated in the UK?
        • Is invoice factoring considered a loan?
        • Why would a UK company use a factoring company?
        • Is invoice factoring suitable for my business?
        • How much does invoice factoring cost?
        • How effective is invoice factoring?
        • How do I transfer from my existing invoice factoring provider?
        • What makes a business suitable for factoring and can anyone use it?
        • Our company has recently experienced rapid growth, would invoice factoring be a viable option?
        • Is it possible to terminate an invoice factoring contract prior to the 12 month term?
        • How can we use invoice factoring to finance our staffing agency?
        • What is a factoring company?
        • How does a factoring service work?
        • How does invoice factoring work?
        • Why should I consider invoice factoring?
      • Invoice Finance FAQs
        • What is the difference between invoice financing and invoice factoring?
        • What is the process from initial enquiry to funds in my bank account?
        • How long will the invoice finance process take?
        • Can you use invoice finance to fund new start businesses?
        • Can you use invoice finance to fund phoenix companies?
        • How much money can I borrow with invoice finance?
        • What if I don’t want my customers to know that I’m using invoice finance?
        • Does invoice finance tie me in to a lengthy contract?
        • Can I access details of my account in real time?
        • Can I trust you to handle my credit control in a professional manner?
        • Can I use more than one provider simultaneously?
        • Will there be someone managing my account?
        • I provide goods and services to consumers, will you fund these invoices?
        • Will I face any issues in receiving the level of funding I need?
        • What charges can I expect with invoice finance?
        • Who should consider Invoice Finance brokers?
        • Is invoice financing a good idea?
        • Is Invoice finance in the UK suitable for small businesses?
        • How does invoice financing actually work?
        • Are invoice finance brokers regulated in the UK?
        • How much will invoice finance cost?
        • I export goods and services, will you provide invoice finance on these invoices?
        • I'm already using a factoring provider but I’m unhappy and want to switch, can you do this for me?
        • Why should I choose Novuna Business Cash Flow?
        • Why should I use an invoice finance provider instead of my bank overdraft?
        • What is an invoice finance company?
      • Debt Factoring FAQs
        • Is Debt Factoring expensive?
        • What is Debt Factoring used for?
        • Is Debt Factoring long term?
      • Accounts Receivable Factoring FAQs
        • Is factoring receivables a good idea?
        • How do you calculate receivables factoring?
        • How does Factoring AR work?
        • Why is factoring receivables beneficial to a seller?
      • Reverse Factoring FAQs
        • How is reverse factoring different from factoring?
        • Is reverse factoring the same as supply chain finance?
        • Why is supply chain finance sometimes referred to as reverse factoring?
      • Invoice Discounting FAQs
        • What is confidential invoice discounting?
        • How do I transfer from my existing invoice discounting provider?
        • Our company has recently experienced rapid growth, would invoice discounting be a viable option?
        • Is invoice discounting long term or short term?
        • What is the difference between invoice discounting and factoring?
        • Is invoice discounting a good idea?
        • What does an invoice discounting company do?
      • Invoicing FAQs
        • What is a sales receipt?
        • Are sales receipts legally required?
        • Can sales receipts be used for tax purposes?
        • How long should I retain sales receipts?
        • Can I issue digital sales receipts instead of paper ones?
        • What is the main difference between an invoice and a receipt?
        • When should I issue an invoice?
        • What information should be included in an invoice?
        • Can I issue an invoice after receiving payment?
        • What is the purpose of an invoice?
        • What is an invoice?
        • Why is invoice accuracy important?
        • What information should be included in an invoice? (1)
        • Are there legal requirements for invoices?
        • How to ensure timely payment for invoices?
        • Why is it important to efficiently pay an invoice?
        • What are common payment methods for invoices?
        • How can I ensure accuracy when making payments?
        • Can I schedule recurring payments for regular invoices?
        • What is the main difference between a purchase order and an invoice?
        • Are purchase orders legally binding?
        • When should a purchase order be used?
        • What is a purchase order process?
        • Why is optimising the purchase order process important?
        • What are some best practices for optimising the purchase order process?
        • How can optimising the purchase order process help outrank competitors?
      • Finance Terms FAQs
        • Can I borrow and repay funds multiple times within the credit limit of a revolving credit facility?
        • Are revolving credit facilities suitable for businesses with fluctuating cash flow?
        • How can a revolving credit facility support business growth?
        • What is the application process for a revolving credit facility?
        • What is commercial property finance?
        • What factors should I consider when choosing a lender for commercial property finance?
        • How does the loan-to-value ratio (LTV) affect commercial property financing?
        • Why is accurate documentation important in commercial property finance?
    • Invoice Finance Calculator
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  • News and Insights
    • Business Finance
      • Lockdown widens investment gap between tech savvy small businesses and tech laggards
      • Access to finance jeopardises significant job creation bid by UK small businesses
      • Technology helps three in four small businesses to become more efficient
      • Small businesses choosing home over hybrid, with average WFH business saving almost £50k a year
      • Novuna Business Finance rebrands from Hitachi Capital following parent merger
      • Proportion of small businesses predicting organic growth hits two-year high as Omicron restrictions ease
      • Ukraine crisis and rising fuel prices overtake Covid as top concern for small businesses
      • Energy top concern as small businesses make sustainability a priority for 2022
      • Novuna Business Finance drives green agenda with launch of block discounting facility for sustainable technologies
      • 7-year spike in small businesses looking to hire set against backdrop of caution
      • Small business growth forecasts hit two-year high
      • Rising energy costs drive green agenda among UK small businesses
      • Novuna Business Finance beats sluggish market recovery to grow profits by a quarter
      • Proportion of small businesses experiencing barriers to growth hits five-year record high
      • Britain's fastest growing small businesses in urgent need of finance
      • 715,000 small businesses are worried about climate change and admit they are not doing enough
      • Sleepwalking into landfill - one in two small businesses fall short on basic recycling
      • Nine in ten small businesses fall short on sustainability
      • Small business growth predictions hold firm despite soaring price rises and political uncertainty
      • Small businesses switch to domestic UK market as perceived growth opportunities in EU stagnate
      • Small businesses lead the change on net zero
      • Energy price cap will support small business growth this Autumn - 55% of business owners have struggled with rising costs
      • Businesses defy gloomy outlook with plans to succeed in the next three months
      • Small businesses help environment with sweeping cut back to business travel
      • Novuna Business Finance solves the automated feed conundrum
      • Small business growth forecasts hit two-year low
      • More agricultural small businesses predicting contraction than growth in Q4
      • Growth outlook in the Hospitality and Leisure sector falls amidst cost-of-living crisis
      • Retail enterprises bank on Christmas trading for uplift in growth prospects
      • Growth outlook in the manufacturing sector remains subdued for second consecutive quarter
      • Growth outlook in the transport and distribution sector continues to slide, as contraction proportion rises
      • Construction sector focussed on cost control as growth outlook remains subdued in second half of the year
      • UK small businesses call for greater Government leadership in the race to become net-zero
      • From pledging to implementing: third of small businesses have formal net zero plan in place
      • Third party costs topped the list of concerns as nine in ten small businesses are worried about the cost-of-living Impacts
      • Small businesses in agriculture echo COP calls for sustainability
      • Novuna Business Finance implements automated invoice processing to enhance its service
      • Eight in 10 small businesses taking action to strengthen for the year ahead
      • Scottish small businesses one of few regions predicting growth in Q4 but cost-of-living still a big concern
      • Welsh small businesses focused on cost control as growth outlook falls
      • Four in five small business leaders frustrated that no one is doing enough to tackle climate change
      • Half of small businesses looking to secure finance to grow their businesses in 2023
      • Start-ups driving growth forecasts in a small business sector rocked by market uncertainty
      • Economic uncertainty keeps four in five small business owners awake at night
      • Scottish small businesses amongst regions least likely to predict growth this quarter, as economic uncertainty continues
      • Growth forecast for Welsh small businesses rebounds following rocky quarter
      • The small business sustainability report 2023
      • Small businesses taking protective measures to strengthen their businesses this quarter
      • New Novuna Business Finance report uncovers small business attitudes towards sustainability
      • Scottish small businesses lagging behind other regions with sustainability plans, according to new report
      • Mature small businesses power forward as growth outlook bounces back in Hospitality, Agriculture and Retail
      • 89% of small businesses would check the sustainability credentials of a supplier before choosing to work with them
      • Growth outlook in manufacturing declines significantly despite positive Q1 figures
      • Hospitality sector bounces back to highest growth outlook in 12 months
      • Growth outlook in transport and distribution sector continues to struggle after a difficult Q1
      • Planning for growth: small business outlook over time (2014-2023)
      • Eight in ten small businesses cite barriers to growth as fears over market uncertainty rise sharply
      • Consumer confidence now primary concern for small businesses as rising cost worries ease
      • Proportion of Welsh small businesses scaling back hits four-year low
      • Proportion of Scottish small businesses scaling back hits four-year low
      • ‘Incentives rather than fines' say small businesses looking to be more sustainable
      • Seasonal businesses drive summer bounce in small business growth forecasts
      • Three in ten agricultural small businesses predict growth this summer
      • Small business growth forecasts in manufacturing sector hit two-year low
      • One in three small businesses in Hospitality sector predict growth this summer
      • Small business growth planning hits three-year high
      • Access to funding: small business outlook over time (2017 - 2023)
      • Small businesses driving the pace needed to mitigate climate crisis
      • Two in three small businesses cite tangible business benefits of tech innovation
      • Scottish small businesses lead UK in growth outlook
      • Welsh small businesses trail behind England and Scotland in growth expectations
      • Surge in eco-conscious small businesses hits record 12-month high
      • One in five UK small businesses could not report on any of their emissions if asked tomorrow
      • Strategies to power growth: small business outlook over time
      • More small businesses linking carbon reduction to business benefits
      • Small business confidence plummets to three year low-point for UK manufacturing
      • Small business confidence hits 12-month low in Scotland
      • 3 in 10 retail small businesses predict festive downturn this year
      • Demand for carbon-neutral suppliers on the rise as SMEs set stricter partnership conditions
      • Chris Powell newly appointed Deputy Head of Sales
      • Small business reliance on securing finance to power growth hits six-year high
      • Novuna Business Finance brings faster payments to its stocking customers
      • Eight in ten small businesses taking positive steps to strengthen their enterprises in 2024
      • The Welsh growth report: small business leader outlook over time (2015 - 2023)
      • Small business growth forecasts in agricultural sector hit three-year high
      • Novuna Business Finance welcomes Cat Powell to their Senior Leadership Team
      • Economic volatility remains top worry as three quarters of small business owners kept awake at night
      • Novuna Business Finance launches new sustainability business podcast
      • Economic volatility worries increase as three quarters of Scottish small business owners kept awake at night
      • Percentage of small businesses investing in growth initiatives hits three-year low
      • Small business perspectives on sustainability: the mandate for support from a new UK Government
      • UK small business growth forecasts hit three-year low
      • Kept awake at night: The issues on the minds of small business leaders (2015 - 2024)
      • Novuna Business Finance provides £10m facility to Aura Power to progress global development pipeline
      • Novuna Business Finance enhances quick quoting on Mercury
      • A tale of two general election years: 8 in 10 small businesses cite barriers to growth
      • The barriers to growth: small business outlook over time (2015 - 2024)
      • SMEs, Sustainability and the UK Government: Season Two of the Novuna Business Finance Podcast
      • Half of small businesses would not be able to achieve their growth plans without securing finance
      • The green SME dilemma - costly burden or a growth opportunity?
      • The Small Business Perspective on Sustainability: Investment, Cost or Burden?
      • Election bounce signals surge in small business confidence as growth outlook hits a two-year high
      • Small business confidence in the agriculture sector hit 10-year high
      • Election bounce signals small business confidence in Construction sector more than doubles
      • Election bounce signals small business confidence surge in London
      • Proportion of small businesses considering new growth initiatives rises to 68% as confidence returns
      • From environment to inclusivity: SMEs broader approach to sustainability
      • SME insight: A broader view on sustainability - Season Four of the Sustainable Business Podcast by Novuna Business Finance
      • New perspectives on sustainability: Small business owners in conversation part two
      • Growth outlook in 2024: Tracking small business outlook over time
      • Small business growth forecasts at two-year peak ahead of autumn budget as confidence accelerates in north and midlands but stagnates in the south
      • More than eight in ten small business owners fearful of autumn budget announcements that would damage their growth plans
      • Sharp increase in percentage of Scottish small businesses anticipating growth
      • New report demonstrates sustainability as a growth engine for small businesses across sectors
      • New podcast series explores sustainability as a growth strategy for small businesses
      • Sustainability, innovation and growth: Small business stories from three industry sectors
      • Eight in 10 small businesses finish the year backing new growth plans for 2025
      • Eight in 10 small businesses place stronger focus on sustainability for 2025 despite financial and market challenges
      • Majority of small businesses need funding to secure growth in 2025 - Funding squeeze to have nationwide impact on job creation
      • Seven in ten UK small businesses fear economic impacts from the USA
      • Small business growth forecasts fall for the first time since July 2024
      • Novuna Business Finance launches industry leading Hire Fleet Funding to its customers
      • Market worries keep record number of small business owners awake at night
      • Small business growth outlook: The story of five industry sectors over time
      • Seven in 10 small businesses defy geo-political market uncertainty and press ahead with future growth projects
      • Novuna Business Finance announced as partner for pilot green asset finance variant of the British Business Bank’s Growth Guarantee Scheme
      • Beyond Net-Zero: How small businesses are expanding the sustainability agenda
      • Lowering the tax burden is key to boosting confidence say small businesses –whilst a hiring freeze is the most likely consequence of falling confidence
      • London small businesses growth forecasts dampened by immediate tariff concerns and fears over tax rises
      • Market turmoil battering confidence as UK small businesses growth outlook hits four-year low
      • Luminous Energy Secures Three Year £5.5m Development Finance Facility with Novuna Business Finance
    • Consumer Finance
      • Novuna nails down partnership with Wickes to provide point of sale finance options
      • A guide to promoting retail finance offering
      • Myth busting retail finance
      • Offering unregulated finance
      • Boost jewellery sales
      • Looking for a new retail finance provider?
      • Benefits of offering open banking
      • Turning websites into an ecommerce platform
      • 6 reasons customers use finance for home improvement projects
      • Ways to retain golf club members
      • Becoming an appointed representative
      • Novuna and Tredz saddle up together to give customers flexible finance options
      • Buying a new boiler using finance
      • Start utilising retail finance
      • Maximising sales performance for PCSpecialist
      • Reduce cost of customer acquisition
      • Consumer psychology
      • The rise of the circular economy
      • Six ways jewellers can maximise their online presence
      • What is phygital retailing
      • The importance of conversion
      • How to capture attention on the high street
      • Novuna app makes managing finance easy
      • Novuna was there for me when I needed them
      • Buying watch with interest free finance
      • Benefits of offering art gallery finance
      • Novuna and Magnet join forces to create the perfect blend of kitchen and financial expertise
      • Applying for FCA Permission
      • Benefits of offering finance on furniture
      • Novuna partners with Homebase to provide customers with flexible finance options
      • Different retail finance options
      • Mr Charger case study
      • Our experience
      • Onboarding process
      • About our tailoring options
      • Cost of living whitepaper
      • Bicycle Association helps unlock affordability with new finance partner Novuna
      • Black Friday shoppers to regift £700m of purchases this Christmas they regret buying for themselves
      • One in four Brits say the cost of living crisis is causing sleepless nights
      • How tailored finance can help retailers and their customers through the cost-of-living crisis
      • Novuna Consumer Finance achieves £58.6m profit despite challenging market conditions
      • Novuna Consumer Finance accelerates investment in technology as rebrand goes live
      • Novuna Consumer Finance receives Feefo Platinum Trusted Service Award 2022
      • Cashing in on ‘improve don’t move’ society
      • Ecommerce integration FAQs answered
      • Why should I offer my customers retail finance?
      • What is soft search
      • 5 reasons customers use finance to fund electronics
      • 5 reasons jewellers should offer retail finance
      • Launching our new Shopify payment app
      • Cycling industry market update
      • Benefits of season ticket finance
      • Help customers spread the cost this summer
      • Helping parents manage private school fees
      • How to avoid checkout cannibalisation
      • Independent retailers
      • Promoting payment options online
      • How to increase average order value with finance
      • Doing more to support your customers
      • Art loans made possible
      • Leeds Golf Centre case study
      • Tredz case study
      • Stiltz case study
      • Real cost of being rugby fan
      • Handling claims and complaints
      • How to manage VAT on school fees
      • Own Art scheme
      • Get ready for Black Friday
      • Novuna Consumer Finance leads the UK finance sector in customer service
      • Elevating retail performance with advanced 'point of sale' finance solutions
      • What to look for in a retail finance provider
    • Business Cash Flow
      • Novuna's investment in cutting edge technology helps UK businesses to forge ahead
      • How to rally your remote workforce
      • Searches for side hustle ideas up 326% as Brits look for ways to overcome cost of living crisis
      • Cash flow problems
      • 6 requirements to successfully secure a business loan
      • How to improve your business’ cash flow
      • How can factoring help your business manage its cash flow?
      • Managing business debts and assets effectively
      • What are five essential sources of revenue for SMEs?
      • What is working capital finance?
      • What to do if you can’t access SME funding
      • How to rectify the biggest drains on company finances
      • Demand for office space down by a third as energy prices continue to rocket
      • Where is the best place to be self employed?
      • Where should you start a business if you’re Gen Z?
      • Novuna Business Cash Flow widens SME support following rebrand from Hitachi Capital Invoice Finance
      • Winners at the Lending Awards 2021!
      • Winners at the Credit Awards 2021!
      • Experts answer the most Googled questions asked by startup owners
      • 6 ways to show employees that you care in your start up
      • 5 ways to keep your team connected
      • Financing options available for your small businesses
      • Financing a printer business: a guide
      • 10 superfoods that are great for brain development
      • 6 ways email marketing can grow your SME in 2022
      • 7 ways to boost productivity levels in your start-up
      • Starting a business with limited capital
      • 4 tips on how to teach your children money management
      • The most common questions startup owners ask Google
      • How 5G can change your business
      • Financing your manufacturing business: your funding options
      • Financing for a cleaning service business
      • Financing new engineering equipment: your funding options
      • 5 marketing hacks for SME entrepreneurs
      • 5 tips on how to deal with stress
      • Microsoft Teams vs Zoom
      • Top funding solutions for your transport businesses
      • How to choose the right financial advisor for your SME
      • 5 time management tips for SME leaders
      • 4 financial hacks SME owners should know
      • How to show empathy as a business leader
      • 5 tips on how to stay productive whilst remote working
      • Why self-care matters and what steps you should be taking
      • Four daily social hacks for your start up
      • What to expect from media training
      • How to manage your deadlines
      • The importance of reviewing and developing your key processes
      • What is equity financing?
      • What is debt financing?
      • How to provide a safe working environment in your office
      • Demystifying post-pandemic holiday entitlement and sick leave
      • The best digital tools for SMEs to manage their finances
      • Invoice finance for startups [simple guide]
      • What is the difference between invoice financing and factoring?
      • What is the cost of invoice discounting?
      • Blockchain and invoice finance: a crypto future?
      • Advantages and disadvantages of invoice discounting
      • What is payroll finance? Payroll finance explained
      • What are the costs of invoice discounting?
      • Factoring vs invoice discounting
      • Smart contract and invoice finance: the blockchain
      • The advantages and disadvantages of debt factoring
      • What is Recruitment Finance?
      • What 5 things finance should brokers prioritise in 2022?
      • How to write a press release
      • Why cybersecurity is becoming a bigger problem for accountants
      • 5 steps to perfecting your awards entry
      • 5 things accountants should prioritise in 2022
      • What a broker’s role might look like in 2030
      • 5 tips for kick starting an accounting career
      • A brokers focus following a pandemic
      • 5 planning tools all accountants should have
      • What is keeping brokers up at night?
      • 4 finance bloggers you need to follow
      • What does the ‘future of work' look like for a savvy accountant?
      • 4 things to do before you become a freelance broker
      • Is automation key a brokers potential?
      • 6 recommended podcasts for finance brokers
      • 5 skills that modern day finance brokers should now possess
      • 4 online courses for financial expertise
      • Current challenges and opportunities of being a finance broker
      • 6 learning and development tools/courses for finance brokers
      • How to widen your network as a remote finance broker
      • How to challenge your clients financial choices
      • 6 reasons why marketing automation can provide accountants with a competitive edge
      • 4 ways to expand your network as a remote accountant
      • The challenges of being a freelance accountant
      • 5 skills that modern-day accountants should now possess
      • What does the future of work look like for a finance broker?
      • 5 simple steps to help customers understand invoice collection changes
      • Importance of speed for invoice financing
      • Why tech plays a pivotal role in raising invoices
      • The 7 learning and development tools/courses for accountants
      • What is business sustainability?
      • What is asset based lending?
      • What is invoice purchasing?
      • What are the costs of invoice factoring?
      • What is purchase order financing?
      • What does a weaker pound mean for my business?
      • How to navigate your business through difficult periods
      • Five tips to get your business more sustainable
      • 2022 takes its toll on UK businesses with searches for "business cash flow problems" up by 120% YoY
      • Things to consider when creating a website for your business
      • Top tips for small businesses looking to make their first hire
      • A guide to social media ads
      • How to start a business from home
      • Sickness absence rate in the UK highest since 2010
      • Digital marketing trends for small businesses in 2023
      • How to pitch to investors
      • Top tips for cutting costs when launching a business
      • Tips for attracting investment for your startup
      • How to create a budget for your small business
      • Majority of business owners unaware of recovery loan scheme availability, survey reveals
      • Which university graduates are most likely to become a CEO?
      • How can you ensure your new business thrives?
      • How to achieve sustainable business growth
      • Planet vs. profit: business support currently falling short
      • Novuna reveals universities churning out today’s business leaders
      • Beyond the rankings: the UK universities moulding tomorrow's business leaders
      • Government initiatives for sustainable UK businesses
      • 7 trends and predictions for a greener tomorrow
      • 10 sustainable business practices to make a lasting impact
      • How to build a sustainable business: practical tips and strategies
      • 7 tips for navigating business sustainability
      • 5 long-term gains and competitive advantages in the UK market for sustainable businesses
      • Sustainable business metrics: the ultimate 10-step guide
      • The role of consumers in driving sustainable business transformations
      • Debt restructuring: what is it and how does it work?
      • Debt refinancing vs restructuring: what’s the difference?
      • What is supply chain finance and how does it work?
      • Understanding credit facilities
      • 1 in 10 dogs in the UK rehomed in the last year
      • Only 17% of over 55s get the option to work from home, despite reporting the highest level of wellbeing
      • 31% of business owners fear closure by end of 2024
      • Urgent call for more accessible finance options with 34% of SMEs at risk of closure
      • Invoice finance for construction companies
      • Manufacturing Factoring
      • Small Business Cash Flow Management: 9 Essential Tips
      • Invoice Financing vs Factoring
      • 30 October budget puts financial strain on SMEs
      • Strategic team expansion positions Novuna Business Cash Flow for corporate market growth
      • Expert tips for UK businesses to manage £5.77m weekly increase in costs
      • National Insurance Calculator 2025
      • Factoring for Staffing Companies
      • Freight Factoring
      • Invoice trading
      • Invoice discounting for recruitment agencies
    • Vehicle Solutions
      • What 2022 will bring for the fleet sector
      • Novuna Vehicle Solutions states its decarbonisation pledge as rebrand goes live
      • £7.5bn Metro Mayor capital investment fund failing to boost volume of public-access EV charge points despite growing demand
      • Novuna Vehicle Solutions reports strong profits as decarbonisation strategy fuels growth
      • Network Rail expands rollout of electric vehicles and charging with support from Novuna Vehicle Solutions
      • Metro Mayors installed just 42 public EV charge points in 2021, leaving £250m annual budget untouched
      • Electric shock: electric vehicle owners respond to spiralling energy prices by taking matters into their own hands
      • UK will fail to deliver the electric vehicle infrastructure needed by 2030, with four in five EV drivers calling on Government to “do more”
      • Novuna moves to new office premises in Newbury to accommodate growing workforce
      • Charging into half term: ten of the best road trips to take in an electric car
      • Novuna Vehicle Solutions unveils plans for charging forecourt to support fleets transition to electric vehicles
      • “Sale of the Year” LCV event sees 100% of stock snapped up and a record amount raised for charity
      • Novuna Vehicle Solutions opens groundbreaking EV charging forecourt to support fleets transition to electric vehicles
      • Colas continues rollout of new electric vehicle fleet in partnership with Novuna Vehicle Solutions
      • Novuna Vehicle Solutions joins consortium tasked with delivering innovative hydrogen transport hub in Tees Valley
      • Wickes increases commercial fleet operation in partnership with Novuna Vehicle Solutions
      • Motus Commercials joins Novuna Vehicle Solutions' approved service network
      • Royal Mail appoints Novuna to drive low-emission mobility adoption
      • Novuna becomes an approved supplier for new car club NCP CAR
      • Now is the perfect time to buy a used EV says Novuna
      • London Energy extends partnership with Novuna Vehicle Solutions to support fleet overhaul
    • Group updates
      • Leading UK finance provider launches £1 million advertising campaign as part of rebrand from Hitachi Capital UK
      • Group Annual Results 2021-2022
      • The kids are all right: parents and children are greening borrowing behaviours
      • Novuna honoured as one of the UK’s best places to work in 2023
      • Group Annual Results 2022/2023
      • Group Annual Results 2023/2024
      • Autumn Budget 2024 at a glance
      • Celebrating 20 years of making art affordable as Own Art expands into Wales
      • UK businesses face £28bn tax burden due to National Insurance hike
    • Archived Articles
      • Hitachi Capital UK To Rebrand As NOVUNA Next Year
      • Lowest Paid UK Workers Willing To Sacrifice Salary To Work From Home Permanently
      • Study Reveals Belfast Is The Best City In The UK To Start A New Business
      • The Great British Green Getaway: Brighton tops the charts for eco-powered road trips
      • Percentage Of Small Businesses Contracting Hits Record Low
      • A Year Of Home Working Re-Defines The Office As People Return To The Workplace
      • Non-remote Businesses To Spend £23bn On COVID Regulation This Year
      • Is the UK financially literate? Lockdown learners fail the test
      • Sales, Service Lines and Tackling Fixed Costs: Three in Four Small Businesses Set Out Growth Agenda for the Post-Lockdown Era
      • Life After June 21st Small Business Bounce Back – But Concerns Remain On Covid Having A Long Economic Tail
      • Small Business Growth Forecasts Hit Two-Year High
      • Research reveals one in five SMEs have changed recruitment plans as a result of successful vaccine rollout
      • SMEs Welcome Furlough Extension As Nearly 600,000 Businesses Admit To Being At Risk Of Closure
      • Leeds Financial Firm Calls On Peers To Help Bridge The Digital Divide
      • 8 In 10 Small Businesses Start 2021 With Resolutions To Get In Shape For The Year Ahead
      • Extroverted Bosses Spend a Third More On Work Christmas Do’s Than Introverted Ones
      • Three in Five Bosses Admit the Pandemic Has Positively Impacted Workforce Productivity
      • Investing in New People: Biggest Concern for Small Firms Who Are Unable to Get Financial Support
      • Progress on the travel green list good news for up to 2.5 million small businesses looking for growth overseas
      • Technology helps businesses to become more efficient
      • British workers have picked up at least two new career driven rituals during lockdown
      • 270,000 small businesses in London considering move out of the capital, according to research
      • Two million remote working businesses sitting ducks for cyber-attacks, according to research
      • Hitachi Capital UK Honoured as One of the Best Places to Work in 2022, a Glassdoor Employees' Choice Award Winner
      • Tipping Point Towards Electric Vehicles on the Horizon
    • Cash Flow Hints and Tips
    • Press Releases
    • Business Owner Support
    • Products
    • Professional Advice
    • Personal Finance
      • Novuna Personal Finance launches market-leading rate for personal loans
      • Novuna Personal Finance wins Best Personal Loan Provider at the YourMoney.com Personal Finance Awards
      • Novuna Personal Finance comes up trumps for customer service
      • Financial expert answers the nation's common money queries
      • Novuna Personal Finance wins Best Personal Loan Provider for the 9th time at the YourMoney.com Personal Finance Awards
      • Love does cost a thing - £1,652, to be exact
      • Singletons face paying the price for flying solo this wedding season
      • Style over substance: longing for likes is revolutionising home makeover purchases
      • One in five Zillennials give up on life milestones due to rising living costs
      • Cut back Christmas looms: £562m less being spent on presents this year
      • Ditching dating apps: singletons are falling out of love with digital matchmaking
      • Pet owners are £600m paw(er): cost of home repairs revealed due to tail of destruction unleashed by our four legged friends
      • Don’t try this at home: repair bills to fix botched jobs sets DIYers back over £446m
      • Have-a-go Brits save over £1bn by DIYing - top tips to nail home improvements this Bank Holiday weekend
      • Summer of sport bonanza inspires homeowners to spend £1,400 to spruce up outdoor spaces
      • How to boost your financial wellbeing on National Financial Awareness Day
      • Renovations ruining relationships: Almost one in five couples consider break up due to home makeover rows
      • Price of Premiership Rugby: Harlequins top of the table as most expensive club
      • Make sure you’re loan ready with these top tips
      • Now is the perfect time to buy a used EV says Novuna
      • Cycling today, gone tomorrow: Cost of UK bike theft crisis totals £2.4 billion
      • Outdated and overpriced: Brits say goodbye to the traditional stag and hen do
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Novuna is a trading style of Mitsubishi HC Capital UK PLC Authorised and regulated by the Financial Conduct Authority. Financial Services Register no. 704348.Registered Office: Novuna House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP. Registered in Cardiff under company no. 1630491.